Renting a place to live is one of the biggest monthly expenses you’ll face. Whether you’re moving out for the first time or relocating to a new city, the question always pops up: How much of your income should go to rent? How Much of Your Income Should Go to Rent? A Budgeting Guide for Smart Renters The short answer? Most financial experts recommend no more than 30% of your gross monthly income. But depending on your location, income, debt, and lifestyle, that percentage can vary. Let’s break it down. The 30% Rule: A Quick Overview The 30% rule is a widely used budgeting guideline. It suggests that you should…

When you think of a navy, the image that likely comes to mind is warships patrolling the high seas. But did you know that some landlocked countries also maintain naval forces? While they lack access to the ocean, these nations have strategic rivers, lakes, or major inland waterways that require defense. In this blog, we’ll explore the most notable landlocked countries with navies, the reasons behind their naval forces, and how they operate. What Does “Landlocked” Mean? A landlocked country is one that is entirely surrounded by land or whose coastlines lie only along landlocked seas (like the Caspian Sea). These nations do not have access to open oceans. There…

If you’re asking, “How much does health insurance cost per month in the US?”, you’re not alone. Whether you’re self-employed, between jobs, or simply exploring your options, understanding monthly health insurance premiums is key to making smart decisions about your coverage. In this post, we break down the average cost of health insurance per month in 2025, factors that affect pricing, and how to find affordable plans. Average Monthly Health Insurance Premium The average cost of health insurance per month in the USA is approximately: $584 per month for an individual $1,752 per month for a family of four 🔹 These figures are based on unsubsidized marketplace plans (ACA health…

Buying a home is one of the biggest financial decisions you’ll ever make — and choosing the right bank for your mortgage loan is just as important. If you’re considering Truist Bank for a mortgage, you’re probably asking: “Is Truist a good bank for mortgage loans?” In this blog post, we’ll break down Truist’s mortgage loan offerings, interest rates, pros and cons, and customer reviews to help you make a confident choice. 🔍 Who is Truist Bank? Truist Bank was formed from the merger of BB&T and SunTrust in 2019. As one of the largest banks in the U.S., Truist serves millions of customers across the country with a full…